Terms & Conditions



Thank you very much for visiting the SAGE Insights Australia website.

This website (“Website”) is owned and operated by SAGE Insights Australia Pty Ltd ACN 106 536 314 (“SAGE Insights”). To comply with various laws, we are required to display certain terms and conditions on the Website. These terms and conditions ensure that we all are aware of various expectations in relation to use of the Website. We feel that this will assist you in understanding what SAGE Insights expects of you and likewise, what you can expect from SAGE Insights.

Access to website
Your access to the Website is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document (collectively known as “Terms of Use”). Your use of, and/or access to, the Website constitutes your agreement to the Terms of Use. SAGE Insights may at any time amend the Terms of Use without notice to you.

Your obligations
We wish to maintain the integrity of the Website at all times so that your experience on the Website is informative and user friendly. Accordingly, you must use the Website in a responsible manner. You must not:
(a) use the Website for any activities or post or transmit via the Website, any information or materials which breach any laws or regulations, infringe a third party’s rights, or are contrary to any relevant standard or codes;
(b) use the Website to post or transmit any material which interferes with other users or defames, harasses, threatens, menaces, offends or restricts any person or which inhibits any user from using the Website or the Internet;
(c) use the Website to send unsolicited email messages;
(d) in any way tamper with, hinder or modify the Website;
(e) knowingly transmit any viruses or other disabling features to the Website or via the Website; or
(f) attempt any of the above acts or facilitate or assist another person to do any of the above acts.

Copyright and trade marks
SAGE Insights has spent considerable resources on the development, protection and promotion of its materials and trade marks. Therefore, we wish to protect the integrity of, and our reputation in, our trade marks which include, but are not limited to SAGE, SAGE INSIGHTS and THE SAGACIOUS TREE (and Logo).

The material on the Website, the software, design, text, images and graphics comprised in the Website and the selection and layout of the Website are owned or under licence by SAGE Insights and protected by Australian and international laws.

The Website does not grant you a licence or act as a right of use of any of the trade marks, logos or text, whether registered or unregistered, that are displayed on the Website without the express written permission of the trade mark owner.

You may view the Website and its content using your web browser. In visiting the Website, you may make a temporary copy of the Website by means of the usual operation of your web browser only.

You may print, copy, download and view materials on the Website. However, you must not:

use the material on the Website for commercial purposes;

in any way modify the material on the Website; or

cause any of the material on the Website to be framed or embedded in another website.

In summary, you must not modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute the content of the Website in any way except as expressly provided for by SAGE Insights or expressly authorised in writing by SAGE Insights.

Third party websites
Over time, we have developed many mutual relationships with other likeminded businesses and people. So from time to time we may display hyperlinks or pointers to websites belonging to our alliances which we think you may find useful. However, please note that SAGE Insights does not control third party websites and is therefore not responsible for the contents of those websites or any hyperlink contained in those websites.

The links are provided by SAGE Insights solely for your convenience and do not indicate, expressly or impliedly, any endorsement, sponsorship or approval by SAGE Insights of a linked website or the products or services provided at those websites. You link to any third party website entirely at your own risk.

To clarify, SAGE Insights does not provide any warranty or take any responsibility for any aspect of linked websites or the content of those websites.

Information only
The information provided on the Website is for your information purposes only. It is not intended to be comprehensive, and must not be relied on as advice.

By using the Website, you agree to indemnify SAGE Insights from and against all actions, claims, suits, demands, damages, liabilities, costs or expenses which may be in any way connected to the use of the Website by you.

As a consumer, you have certain rights under Australian legislation such as Trade Practices Act 1974 (Cth). Such legislation is referred to as your statutory rights. SAGE Insights excludes all conditions and warranties implied by custom, law or statute except for your statutory rights.

Except for your statutory rights:

all material on the Website is provided to you without warranties of any kind;

SAGE Insights expressly disclaims all warranties of any kind including implied warranties of merchantability and fitness for a particular purpose;
SAGE Insights does not guarantee that the functions contained in any material on the Website or your access to the Website will be uninterrupted or error free;
SAGE Insights does not guarantee that any defects will be corrected or that the Website or the server which stores and transmits material to you are free of viruses or any other harmful components; and
SAGE Insights does not guarantee or make any representation regarding your access to, or the results of your access to, the Website including its correctness, accuracy, timeliness, completeness, reliability or otherwise.

To the extent permitted by law, including but not limited to any act or omission on the part of SAGE Insights, SAGE Insights will not be liable for any loss, damage, costs or expense whether direct, indirect, incidental, special and/or consequential, including loss of profits, suffered by you or claims made against you which result from any use or access of, or any inability to use or access, the Website.

You expressly acknowledge that SAGE Insights does not exert control over users of the Internet and is not liable for damage suffered by you, either directly or indirectly, as a result of you accessing the Website.

Limitation of liability
To the extent permitted by law, SAGE Insights’ liability for breach of any implied warranty or condition which cannot be excluded by the Terms of Use is limited, at the option of SAGE Insights, to one or more of the following:

in the case of services supplied or offered by Sage:

the supply of the services again; or
the payment of the cost of having the services supplied again.

In the case of goods supplied by or offered by Sage:
the replacement of the goods or the supply of equivalent goods;
the repair of such goods;
the payment of the costs of replacing the goods or acquiring equivalent goods; or
the payment of the costs of having the goods repaired.


We respect the privacy and integrity of your personal information and consequently, we have developed the SAGE Insights Privacy Policy. Your acceptance of the Terms of Use and use of the Website means that you agree to the SAGE Insights Privacy Policy.

The Terms of Use are effective until terminated by SAGE Insights. SAGE Insights may terminate the Terms of Use and your access to the Website at any time without notice to you. In the event of termination, all restrictions imposed on you by the Terms of Use and/or disclaimers and limitations of liability set out in the Terms of Use will survive.

SAGE Insights relies upon your continued observance of the Terms of Use. If SAGE Insights suffers loss or damage or incurs any costs associated with any breach by you of the Terms of Use or any associated legal obligation, you agree to indemnify SAGE Insights for those losses, damages and costs.

The Terms of Use are governed by and construed in accordance with the laws of the State of Queensland, Australia. You irrevocably and unconditionally submit to the non-exclusive jurisdiction of the Courts of the State of Queensland and Courts of Appeal from them for determining any dispute concerning the Terms of Use.

SAGE Insights does not make any claims that the information is appropriate or may be downloaded in all areas, countries or jurisdictions. Access to the information contained in the Website may not be legal by certain persons or in certain countries. If you access the Website, you do so at your own risk and you are responsible for compliance with the laws of your jurisdiction.

If any provision of the Terms of Use is found to be invalid or unenforceable by a Court of Law, such invalidity or unenforceability will not affect the remainder of the agreement which will continue in full force and effect.

All rights not expressly granted in the Terms of Use are reserved.

If SAGE Insights does not act in relation to a breach of the Terms of Use by you, this does not waive SAGE Insights’ rights to act with respect to subsequent or similar breaches of the Terms of Use by you.



Thank you for taking the time to read and observe out terms and conditions. If you have any questions, please contact us by telephoning (07) 55 28 3605 or emailing mary@sageinsights.com.au.

Copyright 2011 SAGE Insights Australia Pty Ltd ACN 106 536 314


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